Insure your wedding with I Do Insure for peace of mind, and focus on planning your dream wedding, rather than worrying about what could go wrong.
After having been in the wedding industry for eight years, Zavion Kotze had witnessed first hand everrything that could possibly go wrong on the day of a wedding.
If one insures everything else in one’s life, such as pets, cars, homes and even lives, why wouldn’t one insure the most important day of your life?
After not finding a product on the market that would be suitable, Zavion approached Genesis Insurance Brokers who teamed up with ITOO Special Risks & Hollard Insurance Company to create I Do Insure™ – a wedding insurance product tailor made to suit your budget, fine-tuned with years of experience within the wedding industry.
I Do Insure gives you the peace of mind to enjoy your wedding with the knowledge that should something go wrong, you are covered.
Basically, wedding insurance is cover that protects a couple’s investment from circumstances beyond their control, and reimburses unrecoverable expenses incurred.
Because anything can happen!! From a sudden cancelation, to stolen gifts or a damaged gown, wedding insurance can help protect you against the unforeseen, and can also afford you great peace of mind for your special day.
The premium charged is a once-off cost and can be paid upfront by EFT or via our secure payment gateway, however, should you wish to pay the premium on a monthly basis, this can be arranged via debit order against your bank account up until 31 days prior to the Wedding Event. The full premium is however payable before any claims will be paid.
Your wedding Insurance will not cover any losses which you are able to recover from your Vendors, however, in most cases, this is not possible and you are the one that ends up out of pocket. Wedding Insurance for the couple provides much wider cover which your Vendor’s policy may not cater for, such as Events cancellation, Curtailment and Rearrangement, Guest and Personal Liability, Wedding Attire and Rings, Wedding Gifts, Stationary, Attendee’s gifts, Cake and Flowers, Wedding cars and Transport, Equipment Hire and Essential Documents.
The sooner the better. Let’s say you put a deposit on your wedding reception venue 12 months prior to your wedding date and then it burns to the ground a few weeks before the big day. With wedding insurance, you’ll be sure to get your deposit back. It is important to remember that this Insurance cannot be purchased less than 3 months before the wedding.
I Do Insure™ has aligned ourselves with leading experts in the Wedding industry and offers great service, affordable premiums (with various payment options) and no deductibles/excesses. I Do Insure™ is underwritten by iToo Special Risks (FSP No. 47230) on Behalf of Hollard Insurance company limited (FSP No. 17698).
Unfortunately, Wedding Insurance only covers unforeseen and unavoidable losses that are out of your control. A decision to not proceed with your ceremony or reception is not an insured event.
It is said that rain on your wedding day is seen as good luck, however, because we understand that this might be seen as an inconvenience and negative impact, we will pay out the Silver lining limit stated in your schedule regardless of whether a loss was suffered or not.
You will be happy to know that your policy will cover the costs of the postponement of the wedding and the honeymoon, provided the costs combined do not exceed your policy limit.
The policy itself needs to be taken out by the couple being wed, however, payment can be made on their behalf by anyone wishing to do so.
The I Do Insure policy cover for Wedding Attire is not limited to attire owned by the couple. Cover will be provided for rented attire in the event that you are responsible for the property, provided that the Wedding attire is in the possession of the couple, the wedding party or member of the immediate family.
You may upgrade your policy to a higher tier up to 3 months before the Wedding event. The difference in premium will become payable based on the premium payment plan selected at the time of taking out the policy.