Public liability insurance is designed to provide protection for businesses against claims made by third parties who suffer injury or damage to property as a result of the business’s activities.Â
This policy is also known as third-party liability coverage, and it covers legal fees, medical expenses, and compensation payments.Â
Public liability insurance is essential for businesses that deal with the public, such as restaurants, retailers, and other similar businesses. It is also essential for businesses that operate in hazardous environments or with potentially dangerous equipment.