I DO INSURE’S ULTIMATE GUIDE TO WEDDING INSURANCE
Listen to SAfm’s Market Update with Moneyweb to find out “Why you should say ‘I do’ to wedding insurance before walking down the aisle.“
Your wedding day is one of the most important days of your life. It’s a day filled with love, joy, and celebration.
Unfortunately, things can sometimes go wrong, and the last thing you want is for an unexpected event to ruin your special day – that’s why wedding insurance is so important.
Wedding insurance protects you against unforeseen events that can derail even the best-laid wedding plans. At Genesis Insurance Brokers, we’ve partnered with I Do Insure to provide our customers with comprehensive wedding insurance coverage.
In this blog post, we’ll provide an overview of I Do Insure‘s wedding insurance service and explain why it’s a smart investment for your big day.
What is Wedding Insurance?
Wedding insurance provides coverage for unexpected events that can happen before, during, or even after your wedding day.
There are several types of coverage available, including:
- Cancellation or Postponement
- Vendor Issues
- Property Damage
- Liability Coverage
- Wedding Attire and Jewellery
It’s important to note that wedding insurance is different from liability insurance offered by wedding venues. Venue liability insurance typically only covers accidents that happen on the venue’s property and where the venue is negligent, whereas wedding insurance covers a broader range of unexpected events where you are seen to be negligent.
Cancellation or postponement coverage protects you if you need to cancel or postpone your wedding due to unforeseen circumstances such as illness, severe weather, or damage to the Wedding Venue.
Liability coverage protects you if someone is injured or their property is damaged during your wedding.
Vendor non-performance coverage protects you if one of your vendors fails to show up or deliver the services they promised.
What’s The Worst That Could Happen?
No matter how thoroughly we plan and prepare for the perfect wedding day, there are numerous things that could go wrong before or during a wedding that can be covered by wedding insurance.
Here are some examples:
Wedding vendors, such as photographers, caterers, and florists, can be an integral part of the wedding day. Unfortunately, vendors may cancel or not show up at the last minute, which can throw your wedding plans into chaos. Wedding insurance can help cover losses associated with vendor non-performance.
Mother Nature can be unpredictable, and extreme weather can cause a wedding to be canceled or postponed. In such situations, wedding insurance can cover the costs associated with the cancellation or postponement of the wedding.
Illness or Injury:
Weddings are a time when families and friends come together to celebrate, but sometimes unforeseen illness or injury can prevent a wedding from taking place. Wedding insurance can provide coverage in such situations.
Wedding venues can be booked months in advance, but sometimes unexpected events can cause the venue to become unavailable. Wedding insurance can help cover the costs associated with finding a new venue or postponing the wedding.
Lost or Stolen Items:
Wedding gifts, wedding attire, and wedding rings are just some of the valuable items that can be lost or stolen. Wedding insurance can provide coverage for lost or stolen items, giving you peace of mind on your big day.
Why Choose I Do Insure?
I Do Insure‘s product is tailor made to suit any budget and has been fine-tuned with years of experience within the wedding industry, with an excellent reputation for customer service and flexible policy and payment options.
All I Do Insure packages also provide Silver Lining Cover, which will pay out in the event of rain on your wedding day regardless of whether a loss was suffered or not.
How to Purchase Wedding Insurance
You can obtain a quote and purchase a policy through I Do Insure’s website.
It’s important to obtain wedding insurance early in the planning process to ensure you’re covered for any unexpected events.
You’ll need to provide some basic information about your wedding, such as the date, location, and your details of the couple. I Do Insure will then provide you with a quote, and you can purchase your policy online.
The Claims Process
If something unexpected happens, and you need to file a claim, I Do Insure has a straightforward claims process.
You’ll need to provide documentation to support your claim, such as a doctor’s note or vendor contracts.
I Do Insure is committed to handling claims quickly and efficiently, so you can get back to enjoying your special day as soon as possible. There are also no deductibles payable by the couple like traditional insurance policies.
Protect Your Perfect Day with Genesis and I Do Insure
Your wedding day is a once-in-a-lifetime event, and you want to make sure you’re protected against unexpected events that can ruin your plans.
Wedding insurance is a smart investment that provides you with peace of mind, knowing that you’re covered if something unexpected happens.
Contact the team at I Do for more information, or reach out to our team of expert insurance brokers for any other questions.