Homeowners insurance is a comprehensive policy that protects your home and property against damage or loss from natural disasters, theft, and other covered events.
Homeowners insurance covers the physical structure of your home, as well as any personal belongings inside. In addition to protecting your home, homeowners insurance can also provide liability coverage in the event of an accident or injury that occurs on your property. This insurance covers your home against unexpected events, such as:
Items that are covered generally include sewerage, gas, electricity and telephone connections; paths and driveways constructed of brick, concrete, pavers, asphalt or stone; walls, gates and fences; swimming pools including fixed filtration plant, water pumping machinery (not automatic pool cleaners) pool safety nets and covers; tennis courts; sauna and spa baths.