Personal accident insurance, also known as personal injury insurance or accidental death coverage provides financial protection in the event of an accident that results in injury or death.
Personal accident insurance provides coverage for medical expenses, lost income, and other related expenses, and can be purchased as a standalone policy or as part of a comprehensive insurance package. Personal accident cover generally includes:
Personal accident cover will usually pay a lump sum to your nominated beneficiary in the event of your death, as a result of an accident.